TIJORAT BANKLARIDA KREDIT OPERATSIYALARI AUDITI, ASOSIY MUAMMOLAR VA TAKOMILLASHTIRISH YO'LLARI
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Kalit so’zlar: Tijorat banklari, audit, kredit operatsiyalari, iqtisodiyot, blokcheyn, zamonaviy texnologiyalarAbstrak
Annotatsiya. Ushbu maqolada tijorat banklarida kredit operatsiyalari auditi jarayonidagi asosiy muammolar va ularni bartaraf etish yo‘llari o‘rganilgan. Kredit risklarini noto‘g‘ri baholash, ichki nazorat tizimining zaifligi va ma'lumotlar yetishmasligi kabi omillar kredit operatsiyalari auditi samaradorligini pasaytiradi. Tadqiqot natijalari kredit risklarini boshqarishni yaxshilash, raqamli texnologiyalarni joriy qilish va ichki audit jarayonlarini kuchaytirish orqali kredit operatsiyalari auditini takomillashtirish imkoniyatlarini aniqladi. Mazkur maqola bank sohasida faoliyat yuritayotgan mutaxassislar va tadqiqotchilar uchun amaliy ahamiyatga ega.
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